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Additionally, customers for this kind of strategy can have serious lawful or criminal histories. It is necessary to keep in mind that different carriers offer an array of issue ages on their guaranteed problem policies as low as age 40 or as high as age 80 - final expense insurance for cancer patients. Some will likewise offer greater stated value, approximately $40,000, and others will certainly permit much better survivor benefit conditions by improving the rates of interest with the return of costs or minimizing the variety of years until a complete fatality benefit is offered